@book{11513,
	author = {Ngô Thị Anh Thư and Karmani, Majdi , người hướng dẫn},
	title = {Enhancing Customer Experience in Vietnam’s E-Commerce Industry: The Role of Open Banking and Banking as a Service (BaaS) /},
	publisher = {Trường Quốc tế, },
	year = {2026},
	address = {H. :}
}